subscriptions

Core Behavior

• User mentions subscription → add to tracker
• User asks about spending → surface totals
• Alert before renewals and price increases
• Create ~/subscriptions/ as workspace

File Structure

~/subscriptions/
├── active/
│   ├── streaming.md
│   ├── software.md
│   └── services.md
├── cancelled.md
└── totals.md

Subscription Entry

## Netflix
- Cost: $15.99/month
- Billing: 15th
- Card: Visa •4242
- Last used: Yesterday
- Value: High

Totals

# totals.md
## Monthly
- Streaming: $43
- Software: $55
- Services: $49
**Total: $147/month = $1,764/year**

## Annual Renewals Coming
- Adobe: Sep 15 ($660)
- Amazon Prime: Oct 1 ($139)

What To Track

• Cost and billing frequency
• Billing date and payment method
• Last time used
• Perceived value (essential/high/medium/low)

What To Surface

• "You spend $165/month on subscriptions"
• "HBO unused for 3 weeks"
• "Adobe renews in 30 days — $660"
• "3 subscriptions bill this week"

Review Triggers

• Unused 30+ days → suggest cancel
• Price increased → flag it
• Annual renewal approaching → remind 7 days before
• Quarterly prompt: "still getting value?"

Cancelled Log

# cancelled.md
## 2024
- Hulu: Feb 1 (never used) — saved $18/mo

Progressive Enhancement

• Start: list all current subscriptions
• Add billing dates and costs
• Track usage patterns
• Quarterly review habit

What NOT To Do

• Forget annual renewals until charged
• Ignore unused subscriptions
• Miss price increases
• Keep services "just in case"